Insurance Markets for Your Clients


Important Document Regarding Insurance as an "Essential Service"

Mar 24, 2020

In the event of a Shelter in Place order in your area, IIAT suggests that all insurance employees carry a copy of the letter linked to below with them in the event they are stopped by law enforcement.

This is not a guarantee that it will be accepted

Each municipality has the authority to interpret the definition of an "essential business." We recommend you contact your local government leaders for their guidance as well. IIAT is advocating on behalf of our independent insurance agents to achieve acknowledgement from the Texas state leadership that insurance is an essential business. We will communicate with you as soon as we have more information and get clarification.

Thank you for serving your communities in this time of need.  

FROM: Secretary Steven T. Mnuchin
SUBJECT: Financial Services Sector Essential Critical Infrastructure Workers

Download the Letter

The order is based on guidance from the U.S. Department of Homeland Security's memo on critical infrastructure workforce. For more clarification about specific jobs, visit

Here is what it says about Financial Services:


  • Workers who are needed to process and maintain systems for processing financial transactions and services (e.g., payment, clearing, and settlement; wholesale funding; insurance services; and capital markets activities)
  • Workers who are needed to provide consumer access to banking and lending services, including ATMs, and to move currency and payments (e.g., armored cash carriers)
  • Workers
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